A bank built for safety and scale
Jiko is a modern bank that replaces traditional deposits with US Treasury bills to unlock yield, safety, and scale
>$4 Billion
T-bills traded for customers in 2023
130,000+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner's sandbox access to production
Introducing Jiko Pockets
Combine the safety and yield of US government-backed Treasury bills with the transactional capabilities of a bank account
Effortless T-bill investment
Jiko automatically sweeps cash through our nationally registered bank to our FINRA-registered broker-dealer, where it is invested in the T-bills of your designated maturity.
Government-backed yield
Clients earn the “risk free” rate passively as T-bills are programmatically purchased and rolled at maturity, so they’re invested at all times.
Transactional
When funds need to be accessed, Jiko automatically sells the closest-to-maturity T-bill(s) to cover the amount of withdrawal. Settlement occurs T+1, if not the same day.
Safety
Limit counterparty risks through direct investment in T-bills.
Simplicity
Make T-bill investing as easy as transferring money to a bank account.
Speed
Send secure, 24/7 transfers at industrial scale.
Institutional Pockets
Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. Jiko removes the friction by making T-bills accessible – directly, and through secure integration with trusted platforms.
For illustrative purposes only. Past performance is not indicative of future results.
Personal Pockets
Jiko gives anyone access to the safety and yield of US Treasury bills, paired with the functionality of a bank account.
For illustrative purposes only. Past performance is not indicative of future results.
The Pocket API
Brands can quickly build against Jiko’s API to offer competitive in-brand financial experiences using Jiko Pockets.
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