Safe. Liquid. Limitless.
A simple and crisis-proof approach to banking that eliminates the intermediaries and constraints that keep cash idle.
No lending. No balance sheet risk. Just banking built to last.

Protecting Corporate Cash in Highly Volatile Environments
For corporate treasurers managing significant cash positions, particularly those with deposits exceeding FDIC insurance limits or heavy reliance on money market funds, understanding how different liquidity structures perform under stress is essential. This paper examines the structural vulnerabilities in traditional financial instruments and presents a framework for building true liquidity resilience.
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Leading Institutions Trust Jiko
For cash storage and movement across industries
Partnering with Jiko helps strengthen our infrastructure, thanks to its security, liquidity, and 24/7 availability. Their unique model allows for yield generation while minimizing counterparty risk. At Crypto.com, we’re focused on building a more resilient digital economy, and Jiko’s unique approach aligns with our vision.
Joe Anzures
General Manager, Americas and EVP of Payments, Crypto.com
We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan
Treasurer, Thornton Township Trustees of Schools
Our mission at Bitso is to provide millions across Latin America with faster, safer, and more accessible financial services. Jiko’s U.S. T-bill-backed rails bring a level of safety and efficiency that elevates how we serve our customers every day. From onboarding to ongoing settlement, Jiko’s technology and responsiveness have exceeded expectations, and we’re excited to deepen this collaboration
Imran Ahmad
General Manager of Bitso Business
Bringing U.S. T-bill access onto an always-on platform is an important step in how markets evolve. Jiko’s approach and technology are a good fit with the pace at which we’re building, and we’re pleased to support Coinbase’s investment in Jiko through the JikoNet platform.
Roger Bartlett
VP, Institutional at Coinbase

Create Value in Any Market Condition
Access Jiko’s infrastructure directly or seamlessly embed it into your platform
T-bill Sweep Accounts
Cash automatically invested in Treasuries, in the client’s name, withdrawable anytime.
Settle24/7 Real-Time Settlement
Move money on preferred rails — ACH, wire, SWIFT, cards, or real-time 24/7 on JikoNet — directly from accounts fully invested in T-bills.
EmbedJiko Embedded Into Your Platform
Offer T-bill-backed accounts with Jiko's full bank, broker-dealer, and settlement stack accessible through a single API
>$10bn
T-bills traded for institutional clients
130k+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner’s sandbox access to production

Jiko Launches JikoNet, a Uniquely Safe 24/7 Network for Secure High-Volume Corporate Dollar Transactions
The new network significantly minimizes counterparty risks by providing direct Treasury bill ownership, delivering an unprecedented scale and stability to the institutional markets, starting with the digital asset world.

Safety Is in Jiko's DNA
Born out of the 2008 financial crisis, Jiko was founded to rebuild the financial system from the ground up—with security, control, and transparency at the core. Today, we offer a safer way to store and move cash, backed by Treasury bills and trusted by treasury teams nationwide.



