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API Access

Programmatic API access to our platform

Discover partnership opportunities, from full API integrations to referral programs, that support scalable business growth and enhance your client’s financial experience.

Prioritize safety

Ensure your customers’ cash is held in safe custody and always accessible

Scale your business

Grow your deposits and userbase quickly and without limitations

Generate revenue

Enhance your product suite and retention while adding revenue streams

Deliver organic yield

Offer your customers competitive returns without subsidizing a dime

Own the experience

Deliver a personalized and branded experience, powered by Jiko

Deploy rapidly

Launch products quickly with each partnership approach

How Jiko’s technology stacks up

Fintech’s reliance on a fragmented ecosystem of core vendors and bank partners has resulted in limitations and in extreme cases, operational halts. These constraints, coupled with slow integration timelines, significantly elevate the risks for innovative companies and their customers.

Jiko’s comprehensive stack and unique deposit model address the limitations of traditional banking and empower fintechs to build financial experiences that are robust and scalable.

We own and operate our national bank and registered broker-dealer, rather than partner with 3rd party institutions.

Our model keeps customer funds in T-bills rather than at the bank, bypassing balance sheet requirements that could limit growth.

We uphold all compliance layers so partners can focus on their customer experience.

Jiko Pocket building blocks

Integrate swiftly and effortlessly with our comprehensive API to make Jiko Pockets available for your clients in as few as 11 days.

  • Business Accounts
  • Personal / Retail Accounts
  • KYC/KYB support
  • Card (Physical and Virtual)
  • 24/7 On-us Transfers
  • ACH
  • P2P Payments
  • Wires
  • Programmatic T-Bill Sweep
  • Multiple Maturities
  • Automated Reinvestment at Expiry
  • Automated Trade Confirmations
Pocket API

Build better with Jiko

Jiko removes the limits of traditional banking to create a new paradigm at the scale and speed of today’s economy.

>$10 billion

T-bills traded for institutional clients

400ms

To spend T-bills via Visa card swipe

130,000+

Accounts opened

11 days

From one partner's sandbox access to production