Programmatic API access to our platform
Discover partnership opportunities, from full API integrations to referral programs, that support scalable business growth and enhance your client’s financial experience.
Prioritize safety
Ensure your customers’ cash is held in safe custody and always accessible
Scale your business
Grow your deposits and userbase quickly and without limitations
Generate revenue
Enhance your product suite and retention while adding revenue streams
Deliver organic yield
Offer your customers competitive returns without subsidizing a dime
Own the experience
Deliver a personalized and branded experience, powered by Jiko
Deploy rapidly
Launch products quickly with each partnership approach
How Jiko’s technology stacks up
Fintech’s reliance on a fragmented ecosystem of core vendors and bank partners has resulted in limitations and in extreme cases, operational halts. These constraints, coupled with slow integration timelines, significantly elevate the risks for innovative companies and their customers.
Jiko’s comprehensive stack and unique deposit model address the limitations of traditional banking and empower fintechs to build financial experiences that are robust and scalable.
We own and operate our national bank and registered broker-dealer, rather than partner with 3rd party institutions.
Our model keeps customer funds in T-bills rather than at the bank, bypassing balance sheet requirements that could limit growth.
We uphold all compliance layers so partners can focus on their customer experience.
Jiko Pocket building blocks
Integrate swiftly and effortlessly with our comprehensive API to make Jiko Pockets available for your clients in as few as 11 days.
- Business Accounts
- Personal / Retail Accounts
- KYC/KYB support
- Card (Physical and Virtual)
- 24/7 On-us Transfers
- ACH
- P2P Payments
- Wires
- Programmatic T-Bill Sweep
- Multiple Maturities
- Automated Reinvestment at Expiry
- Automated Trade Confirmations
Build better with Jiko
Jiko removes the limits of traditional banking to create a new paradigm at the scale and speed of today’s economy.
>$10 billion
T-bills traded for institutional clients
400ms
To spend T-bills via Visa card swipe
130,000+
Accounts opened
11 days
From one partner's sandbox access to production