Where safety meets innovation
Jiko is the only platform built 100% on T-bills to power the world’s liquidity
Safe
Limit counterparty risks through direct investment in T-bills
Simple
Jiko’s tech platform makes T-bills as easy as transferring money to a bank account
Liquid
24/7, real time money movement at scale
“We achieved high returns, low fees, and safety, and were not fearful of unexpected expenditures requiring unplanned liquidations because the funds are liquid. Their T-bill platform is easy to master, their customer service and response times are top notch, and their dashboard is well designed for statements, transactions, and trades.”
Mark Sheahan — Treasurer, Thornton Township Trustees of Schools
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Our foundational innovation
Jiko Pockets combine the safety and yield of US government-backed T-bills with the transactional capabilities of a bank account.
Effortless T-bill investment
Jiko automatically sweeps cash through our nationally registered bank to our FINRA-registered broker-dealer, where it is invested in the T-bills of your designated maturity.
Government-backed yield
Clients earn the “risk-free” rate passively as T-bills are programmatically purchased and rolled at maturity, so they’re invested at all times.
Transactional
When funds need to be accessed, Jiko automatically sells the closest-to-maturity T-bill(s) to cover the amount of withdrawal. Settlement occurs T+1, if not the same day.
Secure, around the clock dollar transactions with real-time settlement
Transact at high volumes in USD directly between Jiko Pockets with 24/7 secure real-time settlement, underpinned by T-bills to eliminate balance sheet exposure while ensuring safety and generating yield.
>$10bn
T-bills traded for institutional clients
130k+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner’s sandbox access to production
Digital Pocket dashboard
Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. Jiko removes the friction by making T-bills accessible – directly from Jiko's dashboard, and through secure integration with trusted platforms.
For illustrative purposes only. Past performance is not indicative of future results.
Platform access with API efficiency
Companies can access our platform through APIs to programmatically manage Pockets, or quickly build competitive in-brand financial experiences for their own clients.
