Our foundational innovation
Jiko Pockets combine the safety and yield of US government-backed T-bills with the transactional capabilities of a bank account.
100% BANK
100% TECH
Where safety meets innovation
Jiko is the only platform built 100% on T-bills to power the world’s liquidity
Safe
Limit counterparty risks through direct investment in T-bills.
Simple
Jiko's tech platform makes T-bills as easy as transferring money to a bank account.
Liquid
24/7, real time money movement at scale.
Introducing Jiko Pockets
Effortless T-bill investment
Jiko automatically sweeps cash through our nationally registered bank to our FINRA-registered broker-dealer, where it is invested in the T-bills of your designated maturity.
Government-backed yield
Clients earn the “risk-free” rate passively as T-bills are programmatically purchased and rolled at maturity, so they’re invested at all times.
Transactional
When funds need to be accessed, Jiko automatically sells the closest-to-maturity T-bill(s) to cover the amount of withdrawal. Settlement occurs T+1, if not the same day.
Introducing Jiko Pockets
Combine the safety and yield of US government-backed Treasury bills with the transactional capabilities of a bank account.
Effortless T-bill investment
Jiko automatically sweeps cash through our nationally registered bank to our FINRA-registered broker-dealer, where it is invested in the T-bills of your designated maturity.
Government-backed yield
Clients earn the “risk-free” rate passively as T-bills are programmatically purchased and rolled at maturity, so they’re invested at all times.
Transactional
When funds need to be accessed, Jiko automatically sells the closest-to-maturity T-bill(s) to cover the amount of withdrawal. Settlement occurs T+1, if not the same day.
>$10 Billion
T-bills traded for institutional clients
130,000+
Accounts opened
400ms
To spend T-bills via Visa card swipe
11 days
From one partner's sandbox access to production
Digital Pocket dashboard
Investing in US Treasury bills is more difficult than it should be for everyday finance and treasury teams. Jiko removes the friction by making T-bills accessible – directly from Jiko's dashboard, and through secure integration with trusted platforms.
For illustrative purposes only. Past performance is not indicative of future results.
Platform access with API efficiency
Companies can access our platform through APIs to programmatically manage Pockets, or quickly build competitive in-brand financial experiences for their own clients.
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