Secure, around the clock dollar transactions with real-time settlement
Transact at high volumes in USD directly between Jiko Pockets with 24/7 secure real-time settlement, underpinned by T-bills to eliminate balance sheet exposure while ensuring safety and generating yield.
Eliminate Liquidity Concerns
The safety of institutional transfers without exposure to balance sheet limitations and associated counterparty risk and liquidity concerns
Settle Around the Clock
Operate outside of business hours with seamless settlement at all times, including weekends and off-peak periods
Optimize for Yield
Funds are immediately invested in T-bills upon settlement—ensuring cash is never idle and both senders and receivers are earning the “risk-free” rate at all times.
Integrated Technology Platform
Containerized ledgers designed to meet the rapid connectivity and high-speed demands of modern treasurers
Regulated & Compliant
Jiko is a regulated national bank in compliance with BSA and AML requirements, ensuring all users and transactions have the proper regulatory oversight
Save on Transaction Costs
Avoid significant bank fees and transact faster, for less
Jiko’s approach to real-time settlement
Jiko Pockets combine the transactional flexibility of a bank account with seamless, automated investment in U.S. Treasury bills, allowing clients to transact in U.S. dollars while earning the “risk-free” rate of government-backed T-bills.
When a Pocket-to-Pocket transaction is initiated from one party to another, Jiko facilitates an instant on-us transfer by liquidating the senders T-bills, sweeping the proceeds to the receiver’s Pocket as cash, and invests the funds in T-bills on behalf of the receiver, all in real time.
